Retirement Plan Assets

A gift of your retirement assets from your IRA, 401(k), 403(b), pension, or other tax-deferred plan is an excellent way to help the students for years to come.

If you're like many people, you probably will not use all your retirement assets during your lifetime. Why not allocate the remainder to charity giving and help save vulnerable students in our community? 

These gifts can include retirement accounts, such as a 401(k), 403(b), or IRA; health savings accounts; donor-advised funds; brokerage accounts; and other financial accounts, including CDs, money market, savings, and checking, that allow transfer on death (TOD) or payment on death (POD) designations.

You can make a difference through your financial accounts

One of the most flexible and inexpensive ways to make a difference for the students is by designating Robyne’s Nest as a beneficiary of your financial accounts.

Your pensions, retirement plans, or other financial accounts can be a practical way to help vulnerable students in our community and can even save you at tax time. 

Typically, retirement plan balances are subject to both income and estate taxes. But because Robyne’s Nest is a nonprofit organization, we won't pay income tax on the distribution, nor will the gift be subject to estate tax. 

Your retirement assets may be transferred to Robyne’s Nest by completing a beneficiary designation form provided by your plan custodian.